In my journey of learning Node JS, I took a course on Udemy. One of the two main projects was a ToDo app that allowed you to do HTTP requests via postman to create, modify, or delete a "ToDo". Since this app wasn't practically usable, I wanted to change it to be practical for an average person. I added a number of improvements and made it into a full note app instead of just a ToDo app.
Right after college I wanted to get a new bank account so I didn't have to rely on the local one in my hometown, so I looked up which had the most ATMs near me and basic reviews. That led me to getting US Bank as my main bank. (I know, it's not Ally but we'll get there soon, I promise.) Now while working, I decided to set around half of my income just for savings, so I had a pretty nice amount in my savings account. After almost 2 years passe d by, I looked at the interest I collected through that time and I saw that I collected a pitiful $12. I checked what US Bank was giving me as interest and it showed up as a 0.02%. With that amount that it gave me, I felt like the whole savings account was hardly necessary.